Thought leadership on the use of innovation to solve health care access, quality, and funding issues.
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The massive healthcare reform bill unveiled today by top House Democrats contains a couple of provisions that will impact those with Health Savings Accounts (HSAs). Section 531 of the bill limits nontaxable reimbursements from Health Savings Accounts (HSAs) for drugs and medicines. After December 31, 2010, except for insulin, a prescription will be required in order [...]
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Over the Labor Day weekend, President Obama, noting that millions of Americans do not have enough savings to cover their retirement, announced a package of initiatives to spur increased savings. He suggested four administrative actions, which do not require new legislation from Congress, intended to make it easier and more automatic for people to put [...]
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The current proposals for health care reform in Congress, if passed, will prevent you from having an HSA-qualified health plan ever again.
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The Internal Revenue Service (IRS) has announced the 2010 inflation adjusted amounts for health savings accounts (HSAs) in Revenue Procedure 2009-29. Annual contribution limitation. For calendar year 2010, the annual limitation on deductions under a high deductible health plan is $3,050 for an individual with self-only coverage, and $6,150 for an individual with family coverage. [...]
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An annual census by America’s Health Insurance Plans (AHIP) of U.S. health insurance carriers released this week shows that the number of people covered by health savings accounts/high-deductible health plans (HSA/HDHPs) totaled 8.0 million in January 2009.
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The Kaiser Family Foundation and the Health Research & Educational Trust (Kaiser/HRET – http://ehbs.kff.org/) has published their annual survey of employer-sponsored health benefits. This year’s study found more employers offering high deductible health plans and that employer contributions to Health Savings Accounts doubled since 2007. The study showed that thirteen percent of firms offering health [...]
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As a follow-up to yesterday’s post about the Norvax online health insurance quoting service for individuals, a new report is out that says fewer Americans are receiving health insurance thorough their employers. In fact three million fewer Americans under the age of 65 received health insurance through employers in 2007 than in 2000, according to [...]
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The 2008 Employer Health Benefits Survey released yesterday by the Kaiser Family Foundation and the Health Research & Educational Trust (HRET) found that the share in consumer-directed plans – high-deductible plans that include a tax-preferred savings option such as a Health Savings Account (HSA) or Health Reimbursement Arrangement (HRA) – has increased to 8 percent [...]
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I spent the early part of this past week attending the CDHC/Prepaid Expo in Las Vegas which is described as the premier strategy conference for employers and employer groups to efficiently and profitably deploy consumer-directed health care plans. The conference described itself as powering the movement toward consumer-driven health care, by bringing together employers, banks, [...]
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As the presidential political campaigns heat up and more of the discussion centers on health care, we are going to be hearing a debate about mandating health insurance. Many politicians are promoting a health care system whereby the government would require individuals to purchase health insurance just as states currently require auto insurance coverage. Greg [...]
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