When Americans engage in health-smart habits such as participating in health coaching and disease management programs, substituting generic medications for brand name drugs and avoiding unnecessary trips to the emergency room, their total medical costs went down 15 percent — an average $358 per person in the first year — according to a new multi-year [...]
Medica is offering a number of new programs and products during 2011 open enrollment this fall designed to engage members in their health care decisions while personalizing their experience. The offerings range from programs that customize health information a member receives and reward healthy behaviors to a new consumer-directed health plan product. For employers offering [...]
CareFirst BlueCross BlueShield (CareFirst) is introducing an innovative, new portfolio of health plans – called HealthyBlue – designed to foster and reward healthy lifestyles and promote collaboration between patients and their primary care physicians (PCPs). The products are specifically designed to make it easy for patients to seek necessary care, make them aware of their [...]
Under the agreement, Medica will deploy HealthInsight’s proprietary value-based technology, including personalized scorecards, to its commercial customers with a program that delivers better quality of care and experience for members while reducing medical costs.
As employers continue to empower workers to be more health focused, they are beginning to target and reward those workers who demonstrate a real commitment to making positive lifestyle changes.
At the heart of this is the fact that health insurance plans will be unable to innovate.
“The empirical data is in and it’s undeniable: when health plans provide incentives for people to be engaged, their health care quality goes up and costs go down,” said CIGNA President and Chief Operating Officer, David M. Cordani.
The CDHC market is evolving at a dramatic pace; therefore, it is crucial to remain current on the most leading edge solutions available.
While some policy analysts expect the cap would prompt employers to make major changes to cut back on excessive health care spending, it’s important to note that not all the plans that would be subject to the tax are particularly generous.
HealthPlus Signature Savings is compatible with tax-deductible Health Savings Accounts.