Short-term Health Plans had a Great Year in 2019

Nine insurers that provided data for committee investigators said they had 3 million short-term health insurance enrollees in 2019, up 27% from the number of enrollees they had in 2018.

Enrollment in short-term health insurance policies through association programs increased to 2.2 million in 2019, from 600,000.

Defenders of short-term health insurance contend that the product can provide modest amounts of coverage, at a relatively low price, for healthy, uninsured consumers who have a temporary need for coverage and who do not want to go through through the ACA major medical insurance application process; need to buy coverage outside the ordinary, Nov. 1-Dec. 15 individual major medical insurance open enrollment period; want lower deductibles and bigger provider networks than typical individual major medical policies offer; or do not qualify for enough ACA premium tax credit subsidies to make individual major medical insurance coverage affordable. Read More: BenefitsPRO

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