The New Role of HRAs After Trump’s ACA Executive Orders

From Employee Benefit Advisor

Shandon Fowler, principal and owner of a benefits and healthcare strategy and communication consultancy, wrote in EBA that “President Trump wants to allow for HRAs to be used for non-group coverage to employers of all sizes, not just small employers. “


“If regulatory language makes the same approach for small businesses available to businesses of any size, broker and consultants should view this as an industry-redefining disruption.”

Fowler sees this as a real game-changer writing, “Never before has there been a vehicle for large employers to send employees to the individual market and maintain the tax advantage of paying for employee health coverage. And never before have employees stood to potentially pay less on the open market than for employer coverage, thanks to ACA subsidies.”

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