New research from Aon Hewitt shows Consumer-Driven Health Plans (CDHPs) have become the second most prevalent plan offered by employers after preferred provider organizations (PPOs), and could potentially surpass PPOs as the most common plan type offered in the next three to five years.
According to Aon Hewitt’s 2013 Health Care Survey of nearly 800 large and mid-size U.S. employers covering more than 7 million employees, 56 percent of employers currently offer CDHPs as a plan choice, and another 30 percent are considering offering one in the next three to five years.
While 10 percent of employers offer CDHPs as the only plan option, another 44 percent are considering doing so in the next three to five years. In 2012, employers reported at least a 2 percentage point lower cost trend for CDHP plans (4 percent) versus other plans, including PPOs (6 percent), HMOs (7 percent) and Exclusive Provider Networks (6 percent).
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