CHICAGO, IL–(Marketwire – Jun 25, 2011) – Do group health insurance plans provide the best coverage? From the looks of a GoHealth infographic, that might not always be the case.
GoHealthInsurance.com is unveiling an infographic to show data from the Department of Labor and Department of Health and Human Services revealing the percentage of group plans that cover specific health services.
For example, only 66 percent of group health insurance plans completely cover maternity care while 91 percent cover emergency room visits.
“We’ve been used to believing that employer-sponsored health insurance always provided the best and most comprehensive coverage. But these days, as we see with this infographic, not all group plans offer the benefits we expect,” said Mark Colwell, Manager of Consumer Marketing at GoHealthInsurance.com. “If a person has health insurance through an employer, it’s very important to review and understand which medical services are covered and which are not.”
For many policyholders, group plans offer just the right amount of coverage. But for those who are looking for additional benefits and more robust coverage, it might not hurt to explore a few options in the individual health insurance market.
“Health insurance is something that should really be customized. We always advise people who visit our site to review their health plan at least once a year with an agent or a human resources department. Our agents are always around to help if needed,” added Colwell.
Consumers can view the latest GoHealth infographic at http://www.gohealthinsurance.com/blog-resources/group-health-plans-info/.
Data for the infographic was provided by the report entitled “Selected Medical Benefits: A Report from the Dept. of Labor to the Dept. of Health and Human Services” from the U.S. Dept. of Labor and Dept. of Health and Human Services. The 2011 report can be found at http://www.bls.gov/ncs/ebs/sp/selmedbensreport.pdf.
GoHealth.com is an online health insurance quote comparison resource and that has helped more than 2 million Americans obtain coverage. Consumers use the GoHealth.com platform to research, compare, and purchase coverage from the nation’s top insurance companies using online technology, by phone, and through a nationwide network of trusted advisors.