HealthPlus of Michigan is reporting that it has launched four new HealthPlus Signature insurance plans designed specifically for individuals 18 to 64 and their families who are looking to purchase affordable health coverage directly.
The new HealthPlus Signature plans are available online at www.HealthPlus.org, and through agents and brokers throughout the HealthPlus service area. More information, including help with purchasing, is also available by toll-free phone call to 1-877-562-0907.
“We are pleased to offer an array of new options for consumers who need to find affordable individual or family health insurance coverage in this difficult economy,” says Nancy Jenkins, HealthPlus vice president of membership growth. Jenkins notes that the HealthPlus Signature plans may be ideal for individuals who are:
- being dropped from a parent’s employer-sponsored coverage
- facing a layoff
- considering early retirement
- losing their employer-sponsored health coverage
- no longer eligible for their government-sponsored health coverage
- between jobs or just starting a job
Consumers can choose from four types of HealthPlus Signature plans.
HealthPlus Signature One is designed for young adults between the ages of 18 and 30 with no dependents. It’s intended as a “starter plan” to meet the health coverage needs and budgets of recent high school or college graduates, those starting a career or looking for a job, and those who are no longer eligible under their parents’ coverage.
HealthPlus Signature Savings is compatible with tax-deductible Health Savings Accounts. The plan has a low monthly premium and members can add pharmacy or maternity coverage.
HealthPlus Signature Select is a traditional deductible plan designed for individuals and families. These plans also offer low premiums and optional pharmacy and maternity coverage.
HealthPlus Signature Network has a limited network of physicians, specialists and other health-care providers. This option works best for people who already have a doctor who contracts directly with HealthPlus.
Signature PPO plans are offered in Arenac, Bay, Clare, Clinton, Eaton, Genesee, Gladwin, Gratiot, Huron, Ingham, Iosco, Isabella, Lapeer, Livingston, Macomb, Midland, Montcalm, Oakland, Saginaw, Sanilac, Shiawassee, St. Clair, Tuscola, Washtenaw, and Wayne Counties.
The new plans represent the first major entry into the individual health insurance market for the 30-year-old nonprofit corporation, whose for-profit subsidiary – HealthPlus Insurance Company, Inc.- is offering the PPO-style coverage.
HealthPlus is recognized across Michigan and nationwide for designing attractive, affordable, and often award-winning health plans for business and government.
HealthPlus of Michigan – a nonprofit health-benefits company – along with its subsidiaries offers a comprehensive portfolio of PPO, HMO, and TPA health plans tailored to meet the needs of employers, families, individuals, and government (Medicare, Medicaid, MIChild, county health programs). Most HealthPlus benefit plans include access to extensive, online health, wellness and lifestyle resources.
HealthPlus’ commercial and Medicare HMOs have ranked among “America’s Best Health Plans”* by U.S. News & World Report for the past five years; its commercial, Medicare, and Medicaid plans have been accredited as “Excellent” by National Committee for Quality Assurance for the past 11, 9, and 7 consecutive years, respectively.
Founded in 1979, HealthPlus – with a staff of more than 400 at its Flint headquarters and regional offices in Saginaw and Troy – serves more than 200,000 people statewide. To advance its vision of building healthier communities, HealthPlus contributes hundreds of thousands of dollars each year to more than 200 nonprofit organizations in the communities it serves.
*America’s Best Health Plans 2009-10 is a trademark of U.S. News & World Report.
SOURCE HealthPlus of Michigan